Your Existing Annuity Could Be Earning More
Retirees who bought annuities years ago are often locked into outdated rates. Today's annuity products offer significantly better terms. Use a tax-free 1035 exchange to increase your retirement income without penalties.
30%
Average Income Boost When You Exchange
$0
Tax Penalties with 1035 Exchange
30%
Average Income Boost When You Exchange
$0
Tax Penalties with 1035 Exchange
Keep Your Current Principal Protected
Your money transfers securely - no withdrawals, no surrender charges if you qualify
Annuities purchased years ago were structured with the rates and features available at that time. Today's products offer dramatically improved terms that could put thousands more in your pocket each year.
Rates have shifted dramatically. An annuity purchased just 3-5 years ago may already qualify for a substantial upgrade through a tax-free 1035 exchange.
Higher Payout Rates Today
Interest rate changes mean newer annuities offer better income riders and withdrawal percentages than when you originally purchased. Exchange yours to capture these improved rates.
No Tax Consequences
The 1035 exchange lets you move your existing annuity value into a better product without triggering taxes. Your money transfers directly - you never touch it.
Modern Features Included
Newer annuities include enhanced death benefits, improved living benefits, and better withdrawal flexibility that didn't exist when your current contract was written.
Higher Payout Rates Today
Interest rate changes mean newer annuities offer better income riders and withdrawal percentages than when you originally purchased. Exchange yours to capture these improved rates.
No Tax Consequences
The 1035 exchange lets you move your existing annuity value into a better product without triggering taxes. Your money transfers directly - you never touch it.
Modern Features Included
Newer annuities include enhanced death benefits, improved living benefits, and better withdrawal flexibility that didn't exist when your current contract was written.
Get Your Free Annuity Analysis
Discover exactly how much more income you could be earning. Our experts will analyze your current annuity and show you better options—at no cost or obligation.
(100% Confidential ) (2-Minute Form) ( No Obligation)
Over 800 annuity owners have discovered better rates through our free analysis service
How to Exchange Your Annuity
Moving your existing annuity to a better product is straightforward. Here's exactly what happens when you work with us.
Share Your Annuity Details
Tell us about your current annuity - when you bought it, the company, and approximate value. We'll need your original contract to perform a detailed comparison.
Get Your Comparison Report
We analyze your existing annuity against today's best products. You'll see exactly how much more income you could receive with an exchange.
Review Side-by-Side Numbers
See your current annuity payments versus what you'd receive after exchanging. We show you the real difference in dollars per month and total retirement income.
Complete the Tax-Free Exchange
If you decide to proceed, we handle all paperwork with both insurance companies. Your funds transfer directly - you never receive a check or face tax consequences.
How to Exchange Your Annuity
Moving your existing annuity to a better product is straightforward. Here's exactly what happens when you work with us.
Share Your Annuity Details
Tell us about your current annuity - when you bought it, the company, and approximate value. We'll need your original contract to perform a detailed comparison.
Get Your Comparison Report
We analyze your existing annuity against today's best products. You'll see exactly how much more income you could receive with an exchange.
Review Side-by-Side Numbers
See your current annuity payments versus what you'd receive after exchanging. We show you the real difference in dollars per month and total retirement income.
Complete the Tax-Free Exchange
If you decide to proceed, we handle all paperwork with both insurance companies. Your funds transfer directly - you never receive a check or face tax consequences.
2-Minute Annuity Review
Find Out What Your Current Annuity Could Be Worth
Most annuity owners don't realize they can exchange to a better product tax-free. See your personalized comparison now - whether you bought 5 years ago or 25 years ago.
820+
Annuities Exchanged
$205M+
In Client Annuities
24hrs
To Review Your Policy
4.9/5
Owner Satisfaction
2-Minute Annuity Review
Find Out What Your Current Annuity Could Be Worth
Most annuity owners don't realize they can exchange to a better product tax-free. See your personalized comparison now - whether you bought 5 years ago or 25 years ago.
820+
Annuities Exchanged
$205M+
In Client Annuities
24hrs
To Review Your Policy
4.9/5
Owner Satisfaction
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